Your home is prepared for winter, but what about the summer months?

We tend to think of home insurance in the context of wintery conditions: frozen pipes, roof leaks from melting snow, fallen trees and icy walkways. But, summer brings its own set of risks, and many homeowners aren’t aware of the potential gaps in their coverage. 

Imagine a summer storm knocks a tree onto your fence. Are you responsible, or is your neighbour? A guest slips near your pool — are you liable? Or, if a short-term renter causes damage, will your insurance cover the repair costs?

Before summer is in full swing, here’s what every homeowner should double-check in their insurance coverage.

Summer Storms: What’s Actually Covered?

Stormy weather, particularly in warm and humid months, can be unpredictable. High winds, hail, and heavy rain can do more damage than you think. While most home insurance policies cover storm-related damage, flooding can be a different story. Here’s what to check:

• Wind and hail damage: Confirm if your policy includes roof and structural repairs.

• Overland flood insurance: Standard plans may not cover overland/rainwater flooding.

• Tree damage liability: If a tree growing in your yard damages your neighbour’s property, who’s on the hook? Policies tend to vary on responsibility.

Poolside Risks: Are You Liable?

A pool is the ultimate summer luxury, a place for relaxation and making memories. Ensuring your insurance covers unexpected accidents means you can host poolside parties worry-free, knowing you’re protected if anything happens. If you don’t follow the regulations, your coverage may be void in the event of an accident. Here’s what to check:

• Liability coverage – $2 million is recommended if you have a pool.

• Guest access rules – Policies can limit coverage for non-household members.

• Safety compliance – You may require self-closing gates and fencing.

Renting Your Home? 

Listing your home or cottage on a short-term rental website like Airbnb, Vrbo or Booking.com? Your standard insurance policy may not cover guest-related damages or liability claims. Review your policy for:

• Home-sharing coverage: Some insurers don’t offer short-term rental policies.

• Guest damage protection: Airbnb’s Host Guarantee policy isn’t a replacement for insurance.

• Local bylaws and permits Some cities require permits in order to list a home for short-term rentals. Non-compliance could void coverage.

Protect Your Home Before Summer Starts

A quick insurance check-up now can save you from big headaches later.

Please check your local area if short term rental are allowed. In British Columbia there are many communities that short term rentals are not allowed or are limited.  

According to the Royal LePage® House Price Survey and Market Forecast, the aggregate1 price of a home in Canada increased 2.1% year over year to $829,400 in the first quarter of 2025. On a quarter-over-quarter basis, the national aggregate home price rose a modest 1.2%. When broken out by housing type, the national median price of a single-family detached home increased 2.8% year over year to $868,700, while the median price of a condominium increased 1.0% year over year to $598,000. 

Housing market activity has been softer than expected so far this year, especially in Ontario and British Columbia. Meanwhile, comparatively strong demand paired with low supply has led to price appreciation in the province of Quebec, the Prairies and Atlantic Canada, despite ongoing geopolitical tensions and economic uncertainty. 

“The typical spring market didn’t kick off as energetically as expected, and geopolitical uncertainty is playing a major role,” said Phil Soper, president and CEO, Royal LePage. “Even if these measures don’t directly impact housing, they contribute to a climate of caution that weighs heavily on large consumer decisions, at home and around the world.”

According to a recent survey,2 49% of Canadians say they are confident in the country’s economy today, including only 6% who are very confident. Meanwhile, 43% say they are not confident. Respondents in the province of Quebec are the most confident, while those in the Prairies are the least confident. 

“Canada has weathered economic storms before, including the 2008 financial crisis and the 2020 pandemic, emerging with a reputation for steady leadership and economic resilience,” said Soper. “The housing market continues to provide people with a reliable foundation in uncertain times, with price stability and mortgage default rates that remain among the lowest in the world. While some sectors will be harder hit than others by prolonged trade disruptions, both federal and provincial governments have the tools and fiscal capacity to support those most affected.”

Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.0% in the fourth quarter of 2025, compared to the same quarter last year. 

Learn more:

• National release: rlp.ca/Q1-2025-hps-release   

• Regional analyses: rlp.ca/regional-releases 

• Quebec Markets release: rlp.ca/Q1-2025-hps-release-QC   

• House Price Survey Chart: rlp.ca/house-prices-Q1-2025  

• Market Survey Forecast Chart: rlp.ca/market-forecast-Q1-2025  

• Consumer Confidence Survey Chart: rlp.ca/2025-consumer-confidence-survey

Owning an inground pool is like having your own private paradise; endless fun, relaxation, and memories to be made. But let’s be real, it also takes some work to keep that oasis in tip-top shape. 

Whether you’re a first-time pool owner or just looking to level up your maintenance game, this guide has you covered with everything you need to keep your pool sparkling.

Test and balance your pool water

Maintaining balanced water chemistry is critical for the health of your pool and the safety of swimmers.

• Test regularly: Use a testing kit or test strips to check the pH, chlorine, and alkalinity levels at least once a week.

• Balance pH levels: Keep the pH between 7.2 and 7.8 for optimal comfort and equipment longevity.

• Sanitize with chlorine: Maintain proper chlorine levels (1-3 ppm) to kill bacteria and keep the water clear.

Clean your pool regularly

A clean pool is a happy pool! Establish a routine to remove debris and prevent algae buildup.

• Skim the surface: Use a pool skimmer daily to remove leaves and debris before they sink.

• Brush and vacuum: Brush the walls and floor weekly to prevent algae growth. Invest in a robotic pool cleaner to save time and energy.

• Empty the skimmer basket: Ensure the skimmer basket is free of debris to maintain proper filtration.

Maintain your pool equipment

Your pool’s filtration system and equipment play a major role in keeping the water clean and safe.

• Check the pump and filter: Run the pool pump for 8 to 12 hours daily during the swimming season. Clean or replace the filter cartridge as needed.

• Inspect pool accessories: Regularly check ladders, rails, and diving boards for wear and tear.

• Backwash the filter: If you have a sand or DE filter, backwash it every 4 to 6 weeks or as needed to maintain efficiency.

Winterize your pool

If you live in a colder climate, properly closing your pool for winter is crucial.

• Balance the water: Before closing, adjust the pH, alkalinity, and calcium hardness to recommended levels.

• Clean and cover: Thoroughly clean the pool and install a sturdy pool cover to keep debris out during the off-season.

• Winterize equipment: Drain water from the pump, filter, and heater to prevent freezing.

Schedule professional inspections

Regular professional inspections can catch potential issues before they become costly repairs.

• Annual service: Schedule a yearly inspection of your pool and equipment by a certified pool technician.

• Leak detection: If you notice a sudden drop in water levels, consult a professional for leak detection services.

Add a personal touch

Your pool is part of your home, so make it a space you love. Consider adding decorative tiles, cozy seating areas, or stylish poolside landscaping to enhance its appeal.

With consistent maintenance, proper cleaning, and attention to water quality, you can keep your pool sparkling and ready for use all season long. Whether it’s skimming debris, balancing water chemistry, or investing in professional inspections, taking these steps will ensure your pool remains a source of relaxation and enjoyment for years to come.

When we think about decluttering our homes, we tend to focus on all the stuff we need to get rid of. But how did all of that “junk” get there in the first place? Junk doesn’t walk into your home uninvited. You open the door and – whoosh! – in it comes, carried by your own two hands. It’s time to stop inviting the clutter inside and break up with your junk for good.

If you’re ready to reclaim your space and call it quits with the chaos, here are eight easy ways to break up with your junk!

1. Set limits on items that tend to accumulate

How many grocery bags does a household need? Pick a number, any number. Then return extras to the grocery store. While you’re at it, part ways with wire hangers, and return them to the dry cleaner. Just say “no” to those promotional freebies like pens and keyrings. Setting these limits will ensure you have enough essential items, without feeling overwhelmed by your collection. 

2. Cut the paper clutter

Do you have important papers and receipts piling up, and aren’t sure what to do with them? To tackle the issue, it’s time to move on from old habits! Start by setting up a dedicated space, like an organized drawer, sleek storage box, or even a stylish accordion folder. Categorize your files, establish a regular decluttering routine, and do some recycling at home. Aim to store only essential items, digitize where possible, and consider using labels for quick identification. If you form the habit of promptly filing away new papers, it will ensure you have easy access to them while preventing clutter from stacking up.

3. Plan your purchases

How often do you buy something on impulse, only to discover that you don’t like or need what you bought? If you “shop ‘til you drop”, clutter is the price you pay. Whether it’s piling up items you won’t use, or collecting piles of receipts just in case you need to return items, your home can fill up quickly with clutter. Go shopping with a list and buy only what’s on it, or utilize services like online grocery shopping to avoid picking up random items when browsing the aisles. Keep in mind that today’s unplanned purchases inevitably become tomorrow’s junk.

4. Avoid overbuying

Buying some items in bulk makes sense if you have the space to store them. However, with items that deteriorate over time, it’s better to buy only what you expect to use before their expiration dates. Liquid laundry detergent, for example, has a shelf life of up to a year if unopened and six months after opening. So more isn’t always better – even if it’s on sale.

5. Strive for a “less is more” mentality

No matter how much you acquire, there’s always more to be had. What’s more inspiring than a house full of clutter is embracing the “less is more” philosophy. It’s better to have fewer possessions that you love and use than a house full of stuff just taking up valuable space. This concept works especially well for clothing. Build a capsule wardrobe. A few key, high-quality pieces will serve you much better than a closet stuffed with poorly made, fast-fashion pieces. When prioritizing this way, you’ll get much more use and enjoyment out of your items, so when it’s time to let them go, it feels easier to say goodbye!

6. Organize and update cluttered spaces

Go through your typical cluttered spaces, whether it’s junk drawers, under the bed storage, the top shelves, or even that chair in the corner covered in miscellaneous items. Remove clutter and donate any unused and previously-loved items to charity, recycle appropriate items, and trash anything broken or unusable. Once those spaces are cleared, it’ll be easier to maintain them and stay on top of any piling junk. Updating the area with nice décor may also help prevent items from piling up there. 

7. Commit to the “one in, one out” rule

For every item you invite into your home, send one item packing (or two if you’re really on a decluttering roll.) The more you exercise that “letting go” muscle, the stronger it becomes and the easier it gets to let go of junk. Recognize your weak spots; perhaps you collect shoes or hats. And, be sure to enforce this rule to avoid getting buried beneath a pile of stuff. 

8. Live a minimalist lifestyle today

Embrace a clutter-free present. Let go of the past and focus on what brings you joy today. There’s a reason why stuff from your past is collecting dust. If you’re saving things just in case you might need them someday, let them go. Focus on the present, rather than worrying about needing that extra item in the unforeseeable future.

Don’t let downsizing intimidate you — try to welcome the opportunity to organize your belongings and separate the items that no longer serve you from your most cherished possessions.

Downsizing can be a challenging task, especially when you need to sort through a lifetime of belongings, or transition from a large home into a more compact space.

The key to any big move is strategic planning, and leaving yourself enough time to complete the tasks at hand.

By following these four simple steps, you’ll be packed and ready for the next challenge (unpacking!) in no time.

Step 1. Will the furniture fit?

One of the first considerations when downsizing is whether or not your furniture and appliances will fit in the new space. After taking careful measurements, determine what pieces, if any, you’re able to hold on to. In some cases, it may be more beneficial to purchase new furniture that is more suitable to your new dwelling.

Sell, donate or dispose of any furniture that no longer serves you. If new furniture or appliances are required, start shopping early and get your orders placed, as some companies can take weeks or months to process your order!

Step 2. Decide on décor

When moving into a new space, the prospect of decorating with a new trend or theme can be exciting! Decide if you’re ready to welcome a new and fresh style, or if you’re content to keep your current collection.

If you are keeping what you have, decide if you are able to hold on to everything, and if not, which pieces will stay and which ones you’ll say goodbye to.

If you’re replacing your current décor, make a wish list of items that would complement your space, and wait until you’ve settled in to start shopping. You’ll have less to move this way.

Step 3. Purge your closet

Moving is the perfect time to go through your closet and ruthlessly establish what you need and what you don’t. A good rule to follow: If it doesn’t fit or you haven’t worn it in over a year, it’s time to let it go. Exceptions to the rule include sentimental items or special occasion outfits.

When sorting your clothes, simplify the process by having labelled bags or boxes ready for donation and disposal. Consider packing away seasonal clothing that won’t be worn before moving day.

Step 4. Keepsakes and collectibles

Although moving is a practical time to declutter, sentimental items are often the most difficult to detach yourself from. Be kind to yourself and have patience with the process.

Consider taking pictures of items that mean a lot but you can no longer hold on to, and consider storage solutions for anything you just can’t part with but don’t have space for in your new home.

When downsizing is approached with ample time and careful planning, organizing your belongings can be an empowering and rewarding experience. By following these steps, the moving process will be more manageable and allow you to enjoy the excitement of creating a feeling of ‘home’ in your new space.

Three in ten Canadians planning to retire within the next two years say they will carry a mortgage into retirement

Retirement marks an exciting new chapter for many Canadians, one filled with more personal time, the freedom to explore new interests, and possibly travel. For homeowners, it has traditionally also meant making the final payment on the family property and entering retirement mortgage-free. However, for a growing number of Canadians, that milestone is no longer a given.

A recent Royal LePage survey, conducted by Leger,1 suggests a new housing reality for older Canadians is taking shape. According to the survey, nearly three in ten Canadians (29%) who are planning to retire in 2025 or 2026 say they will continue to make mortgage payments on their primary residence into retirement. The trend seems to be accelerating, as affordability continues to challenge Canadians of all ages: only half as many senior households had mortgage debt approximately ten years ago. According to Statistics Canada, 14% of households with income earners aged 65 and over had a mortgage in 2016, up significantly from eight per cent in 1999.2

“The benefits of entering retirement as a homeowner with a paid-off mortgage are clear: more disposable income, insulation from interest rate changes, and even the emotional security that comes from knowing you’ll always have a place to live. In the era of rotary phones and station wagons, burning your mortgage was the economic finish line. Today’s retiree reality is much more nuanced,” said Phil Soper, president and CEO, Royal LePage. 

Nearly half of those planning to retire in 2025 or 2026 (45%) say that their mortgage is currently paid off, while another 6% say their mortgage will be paid off before retirement. 

Forty-six per cent of respondents approaching retirement say they will downsize their home within two years of ending full-time employment, while 47% say they will not.  

“Home price appreciation over the past 25 years has been a double-edged sword for today’s retirees,” said Soper. “On one hand, it has delivered unprecedented financial gains. On the other, this generation is far more likely to have carried mortgage balances that would have been unimaginable to their parents or grandparents. Our research confirms they are also much more likely to have provided financial assistance to their children to assist in their home ownership dreams.

“While previous generations may have viewed mortgage-free retirement as the only option, today’s retirees tend to be more open-minded. Traditional employment income may have dried up, but many are still comfortably managing their expenses and servicing mortgage payments, with income from investments, part-time work, or a working spouse.”

Should I stay or should I go? Retirees divided on downsizing

The decision to downsize in retirement is a highly personal one based on lifestyle preferences, and Canadians are largely divided on the matter, according to a recent Royal LePage survey of real estate professionals across the country.3 Nationally, 44% of respondents say that, in their respective markets, there is an approximately even split between those looking to downsize and those choosing to stay in their current homes; 28% say that a majority of people nearing or entering retirement are downsizing to a smaller home; 21% say that a majority of retirees are choosing to remain in their current home. 

“Downsizing in retirement is far from a given. For many homeowners, the decision to stay put or move to a smaller property is influenced by a combination of economic realities, lifestyle needs, and personal attachments,” said Soper. “Some see a smaller home as a practical and liberating choice – less maintenance, more liquidity to fund travel or to support their children’s home ownership journey. But for others, there’s no compelling financial reason to move. They enjoy the space that comes with a detached home – for gardening, entertaining, or simply storing the gear that goes along with their hobbies. Many take pride in the home they’ve worked decades to own outright, and see no reason to give it up.”

Of those Royal LePage experts who say that a majority of people nearing or entering retirement are downsizing, 43% say that standard condominiums are the most popular property type among this cohort, followed by adult living communities that cater to those aged 55 and up (25%), and detached properties (16%). 

Read the full press release and review the data charts for more information and regional insights:

PRESS RELEASE

DATA CHART

ADVISOR SURVEY

302-932 Robinson Street Coquitlam BC $599,999.00

“The Shaughnessy” in West Coquitlam.

Top floor condo unit has 2 bedrooms & 2 baths.

Be impressed with the 15+ feet vaulted ceiling in the living room & wood burning fireplace. The living room & dining room are perfect spot for entertaining friends.

Cute kitchen / Stainless Steel fridge & stove. Good size primary bedroom with walkthrough closet to in suite laundry. The 4-piece bath & a 2-piece bath flow together.

Easy care tile floors thought most of unit. In suite storage or reno to a cute little office. Second bedroom or den. Enjoy many hours in the summer on your balcony among the tall trees.

Centrally located to transit & shopping. SkyTrain is a short stroll away. Flat walking neighbourhood. 1 underground parking spot.

Move in before Summer 

anadian housing starts rose by 30 per cent to 278,606 units in April at a seasonally adjusted annual rate (SAAR). Starts were up 15 per cent from the same month last year. Single-detached housing starts increased by 15 per cent from last month at 57,026 units, while multi-family and other starts rose by 35 per cent to 221,582 units (SAAR). 

In British Columbia, starts rose by 71 per cent from last month to 53,195 units (SAAR) in all areas of the province. In areas of the province with 10,000 or more residents, single-detached starts decreased by 5 per cent to 3,582 units, while multi-family starts rose by 87 per cent to 47,499 units month-over-month. Starts in the province were 3 per cent below the levels from April 2024. Year-to-date starts are up by 141 per cent in Abbotsford, but down 78 per cent in Nanaimo, 30 per cent in Kelowna, 29 per cent in Victoria, and 25 per cent in Vancouver.

https://mailchi.mp/bcrea/canadian-housing-starts-april-2025

“The Shaughnessy” in West Coquitlam.

Top floor condo unit has 2 bedrooms & 2 baths.

Be impressed with the 15+ feet vaulted ceiling in the living room & wood burning fireplace. The living room & dining room are perfect spot for entertaining friends.

Cute kitchen / Stainless Steel fridge & stove. Good size primary bedroom with walkthrough closet to in suite laundry. The 4-piece bath & a 2-piece bath flow together.

Easy care tile floors thought most of unit. In suite storage or reno to a cute little office. Second bedroom or den. Enjoy many hours in the summer on your balcony among the tall trees.

Centrally located to transit & shopping. SkyTrain is a short stroll away. Flat walking neighbourhood. 1 underground parking spot.

Move in Spring 2025! OPEN HOUSE SATURDAY MAY 17th 12:00 to 2:00pm

SURREY, BC – Home buyers in the Fraser Valley are enjoying a selection of homes for sale not seen in more than a decade. The growing inventory of more than 10,000 active listings means, in many cases, that buyers have time, selection and price negotiation on their side.

“There’s definitely a surge of activity in the market — buyers are out viewing homes and attending open houses,” said Tore Jacobsen, Chair of the Fraser Valley Real Estate Board. “What’s noticeable in the current market is the level of choice. A buyer might see a home they like and then have an opportunity to tour five or ten more just like it, without feeling rushed to make an immediate offer.”

However, despite the abundance of listings and potential buying opportunities, spring sales remain sluggish. The Fraser Valley Real Estate Board recorded 1,043 sales on its Multiple Listing Service® (MLS®) in April, up one per cent from March and down 29 per cent year over year. New listings declined slightly in April, down one per cent from March.

The overall sales-to-active listings ratio indicates a buyer’s market in the Fraser Valley, with a ratio of 10 per cent. The market is considered to be balanced when the ratio is between 12 per cent and 20 per cent.

Across the Fraser Valley in April, the average number of days to sell a single-family detached home was 32, while for both townhomes and condos it was slightly lower at 29 days.

“Tariffs and economic uncertainty continue to weigh heavily on the minds of home buyers in the Fraser Valley,” said Baldev Gill, CEO of the Fraser Valley Real Estate Board. “However, with the federal election now behind us and a new administration in place, there’s cautious optimism that a fresh approach to strengthening the economy could be on the way, which is welcome news for the real estate sector.”

The composite Benchmark price in the Fraser Valley decreased 0.2 per cent in April, to $972,700.

To read the full statistics package, click here.

The air is warmer, the days are getting longer, and after an exceptionally snowy winter, the grass is finally starting to reveal itself. Spring officially is upon us, which means that all of that snow is starting to melt. As the spring makes its arrival, be sure to take these important steps to protect your home and prevent major water damage during the seasonal thaw.

Inspect your home’s foundation

As temperatures rise, melting snow can lead to water pooling around the base of your home, increasing the risk of leaks, cracks and basement flooding. To redirect water runoff, clear away any snow and ice from your home’s foundation, including window wells, basement entrances and exterior vents. 

Patch up cracks

Take a closer look at your home’s exterior. Seal and repair any cracks in your walls, foundation and around windows, to ensure moisture does not penetrate the building. If you discover a leak, even a small one, consider contacting a professional. What seems like a small issue can escalate quickly into major water damage, which is often costly and complicated to repair. Staying proactive now can save you time, money and stress down the road.

Clean out your drains and eavesthroughs

Clear out built-up ice and debris from your eavestroughs and downspouts. This is an integral part of your home’s water draining system, and if the flow is clogged, it can result in major damage. If there is a drain on the street near your property, be sure to clear any leaves and garbage away from the grate so melting snow from the road can flow freely. Regularly checking and clearing your gutters ensures water is directed safely away from your home. 

Also, don’t forget the street-side drains. If there’s a storm drain near your property, make sure the grate is free of leaves, ice and garbage. These clogs can prevent melting snow and rainwater from draining properly, potentially causing water to back up onto your property or into your basement.

Beware of overhead leaks

If your roof is in need of repair, this is likely the time of year when those issues reveal themselves. As snow and ice begin to melt, you may start to notice water spots forming on your ceilings – one of the clearest signs that water is seeping in through damaged or aging roofing materials. Don’t forget to check for leaks in the attic as well. Look for damp insulation, water staining on beams or a musty smell. Early detection is key, and addressing roof issues now can help you avoid more extensive and costly repairs down the line.

Check up on your home systems

Before you turn on the air conditioning for the first time this season, take a few minutes to inspect the unit and ensure it’s functioning properly. Look for any visible signs of wear, debris buildup or damage to the outdoor unit, and test the system to confirm its cooling efficiently. This seasonal check-in is also a great time to tackle a few other important maintenance tasks, such as replacing the furnace filter and changing the batteries in your smoke and carbon monoxide detectors. These small steps go a long way in keeping your home comfortable, efficient and safe year-round.

Review your insurance coverage

Spring thaw can bring increased risk of flooding, water damage and sewer backups – especially in areas with heavy snow accumulation or older drainage systems. It’s a good idea to review your home insurance policy to make sure you’re covered for the types of damage that commonly occur during a thaw.

Standard homeowner policies don’t always include flood protection or sewer backup coverage by default. If your basement floods due to melting snow or if stormwater overwhelms the municipal system and backs up into your home, you could be on the hook for repairs unless you’ve added this coverage.

Reach out to your insurance provider or broker to go over your current policy and make sure you’re protected. Look for these key add-ons in your policy, such as overland water coverage, sewer backup coverage and sump pump failure. A small monthly premium can save you thousands in potential damage and restoration costs.

For more on how to prepare your home for the season, check out our Spring Cleaning 101 blog post.

The arrival of warmer weather and longer days is a welcome sign for many Canadians – especially those eager to return to their cottages. With the Victoria Day long weekend fast approaching (often seen as the unofficial start of summer), thousands are preparing to unlock the cabin doors and breathe new life into their seasonal properties.

But before you can fully relax at the lakeside, there’s a bit of work to be done. If your cottage was unoccupied during the winter months, it’s important to give it the care and attention it needs to ensure a safe and comfortable season ahead.

Here are a few helpful tips to make reopening your cottage as smooth as possible. 

Start the reopening process before you arrive

A successful cottage reopening starts before you even set foot on the property. In the weeks leading up to your trip, take time to reconnect with service providers and double-check key maintenance items.

Contact your utility companies to reinstate services like electricity, internet, propane and gas. If you paused trash collection or water delivery, now’s the time to get those back in motion. Schedule a chimney sweep and, if your property has a septic tank or outhouse, book a cleaning or inspection to make sure everything’s functioning safely.

Also take a moment to review your cottage insurance policy, as well as coverage for boats, trailers or recreational vehicles. Make sure everything is up to date before opening weekend.

Don’t forget to pack your reopening essentials: keys, tools, cleaning supplies, flashlights, batteries, light bulbs, and even pest control products can save you an unexpected trip into town.

Take a walk around the property

Upon arrival, do a thorough walk about your lot to look for signs of weather damage. Inspect the roof for missing shingles, blocked gutters, leaks or any branches that may have fallen during the winter. On the ground, keep an eye out for signs of rot on your deck or siding, broken windows or wildlife that may have made their way indoors during the winter. 

Once inside, inspect your cottage for dampness, pests or unpleasant odours. Get some fresh air running through your cottage and flush out any stale smells by opening all of the windows and doors. This is also a good opportunity to look for any mould or mildew that may be lurking around window sills and entryways. If there is any serious damage to the property, be sure to alert your insurance provider immediately.

Safely restore water and power

When your initial inspection is complete, it’s time to restore your essential utilities.

For water, start by checking that pipes are intact and free of cracks caused by freezing. Reconnect any pipes that were disconnected in the fall, then proceed to fill your water heater and replace filters if needed. Once the main water valve is turned on, allow water to run through a tap to flush the lines.

Keep in mind: some cottages rely on lake-drawn water or well systems, which may require extra care or professional servicing.

Before flipping on the power, inspect your electrical meter and exterior power lines for signs of damage. Once you’re in the clear, turn on the main breaker and test appliances, outlets and lights room by room to make sure everything is running smoothly.

Get your outdoor spaces summer-ready

Don’t forget to give your exterior living spaces some love. After months of snow, your yard, dock, and deck will likely need some cleanup before they’re ready for prime time.

Rake up fallen branches, leaves and debris from your lawn and garden beds. Trim overgrown shrubs and inspect trees for hanging limbs that could pose a safety risk. Check your dock for loose boards, exposed nails or signs of water damage, and make necessary repairs before jumping in.

Wipe down your outdoor furniture and inspect it for rust or wear. Bring out your BBQ or firepit, giving them a proper cleaning before use. If you store kayaks, paddleboards or canoes on-site, this is a good time to inspect them for cracks or mildew and refresh safety gear like lifejackets and paddles.

Adding fresh outdoor lighting or planting flowers can also help make your cottage feel inviting from day one.

Restock the essentials

Before you officially break out the Muskoka chairs and settle in, remember to check those smaller to-do items off your list. Ensure that your smoke alarms and carbon monoxide detectors have fresh batteries and replace the filter in your central air system if you have one. Don’t forget to refill fire extinguishers and top up the first aid kit with new supplies before you kick back and relax. 

Looking for insights into Canada’s most popular cottage country markets? Check out the latest findings in the Royal LePage 2025 Spring Recreational Property Report. 

The slowdown in home sales registered on the Multiple Listing Service® (MLS®) in Metro Vancouver* that began early this year continued in April, with sales down nearly 24 per cent year-over-year. 

Sales

The Greater Vancouver REALTORS® (GVR) reports that residential sales in the region totalled 2,163 in April 2025, a 23.6 per cent decrease from the 2,831 sales recorded in April 2024. This was 28.2 per cent below the 10-year seasonal average (3,014).

"From a historical perspective, the slower sales we’re now seeing stand out as unusual, particularly against a backdrop of significantly improved borrowing conditions, which typically helps to boost sales. What’s also unusual is starting the year with Canada’s largest trading partner threatening to tilt our economy into recession via trade policy, while at the same time having Canadians head to the polls to elect a new federal government. These issues have been hard to ignore, and the April home sales figures suggest some buyers have continued to patiently wait out the storm." Andrew Lis, GVR director of economics and data analytics

Listings

There were 6,850 detached, attached and apartment properties newly listed for sale on the MLS® in Metro Vancouver in April 2025. This represents a 3.4 per cent decrease compared to the 7,092 properties listed in April 2024 and was 19.5 per cent above the 10-year seasonal average (5,731) for the month. 

The total number of properties currently listed for sale on the MLS® system in Metro Vancouver is 16,207, a 29.7 per cent increase compared to April 2024 (12,491). This is 47.6 per cent above the 10-year seasonal average (10,979).

Sales-to-active listings ratio

Across all detached, attached and apartment property types, the sales-to-active listings ratio for April 2025 is 13.8 per cent. By property type, the ratio is 9.9 per cent for detached homes, 17.5 per cent for attached, and 15.7 per cent for apartments. 

Analysis of the historical data suggests downward pressure on home prices occurs when the ratio dips below 12 per cent for a sustained period, while home prices often experience upward pressure when it surpasses 20 per cent over several months. 

“While the headlines have been filled with worrying news lately, there are positives in the current market worth highlighting, especially for buyers,” Lis said.

“Inventory levels have just crested 16,000 for the first time since 2014, prices have stayed fairly stable for the past few months, and borrowing costs are the lowest they’ve been in years. These factors benefit buyers, and with balanced conditions across the market overall, there’s plenty of opportunity for anyone looking to make a purchase.”

MLS® HPI

The MLS® Home Price Index composite benchmark price for all residential properties in Metro Vancouver is currently $1,184,500. This represents a 1.8 per cent decrease over April 2024 and a 0.5 per cent decrease compared to March 2025. 

Sales of detached homes in April 2025 reached 578, a 29 per cent decrease from the 814 detached sales recorded in April 2024. The benchmark price for a detached home is $2,021,800. This represents a 0.7 per cent decrease from April 2024 and a 0.6 per cent decrease compared to March 2025. 

Sales of apartment homes reached 1,130 in April 2025, a 20.2 per cent decrease compared to the 1,416 sales in April 2024. The benchmark price of an apartment home is $762,800. This represents a two per cent decrease from April 2024 and a 0.6 per cent decrease compared to March 2025. 

Attached home sales in April 2025 totalled 442, a 23.8 per cent decrease compared to the 580 sales in April 2024. The benchmark price of a townhouse is $1,102,300. This represents a 2.9 per cent decrease from April 2024 and a one per cent decrease compared to March 2025.

Download the April 2025 Housing Report

* Areas covered by Greater Vancouver REALTORS® include: Bowen Island, Burnaby, Coquitlam, Maple Ridge, New Westminster, North Vancouver, Pitt Meadows, Port Coquitlam, Port Moody, Richmond, South Delta, Squamish, Sunshine Coast, Vancouver, West Vancouver, and Whistler.

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National sales volumes fall for the fourth consecutive month, while supply edges upward and prices ease

Canada’s housing market continued to slow in March 2025, with home sales falling for the fourth month in a row, according to the latest market report from the Canadian Real Estate Association (CREA). 

Rising uncertainty stemming from the ongoing tariff dispute with the United States, coupled with the looming federal election, is causing many homebuyers to adopt a wait-and-see approach. Typically a period of brisk activity, the spring market is instead experiencing a notable slowdown. The impact has been most pronounced in Ontario and British Columbia, but softer sales are now evident in nearly every market across the country.

Sales reach lowest level since March 2009 

In March, national sales decreased 4.8% from February, pulling activity 20% below the recent peak reached in November 2024.

On a non-seasonally adjusted basis, national home sales were down 9.3% year over year in March. This marks the weakest sales performance for the month of March since the aftermath of the 2008 financial crisis.

“Up until this point, declining home sales have mostly been about tariff uncertainty. Going forward, the Canadian housing space will also have to contend with the actual economic fallout. In short order we’ve gone from a slam dunk rebound year to treading water at best,” said Shaun Cathcart, CREA’s Senior Economist, in the report.

Inventory builds as sellers return to the market

New listings posted a modest 3% gain month over month in March, which, combined with the drop in sales, caused the national sales-to-new listings ratio to fall to 45.9%, the lowest level recorded since February 2009.

At the end of March, there were 165,800 properties listed for sale on Canadian MLS® Systems, an 18.3% increase compared to a year ago, though still slightly below the long-term average for this time of year, which sits around 174,000. There were 5.1 months of inventory on a national basis at the end of March, the highest level since early in the pandemic. 

Prices begin to soften in key markets

Home prices have started to reflect the shift in demand. The National Composite MLS® Home Price Index fell 1% from February to March, the steepest month-over-month decline since November 2023.

The pullback was most visible in British Columbia and Ontario’s Greater Golden Horseshoe. In contrast, prices continued to edge up across much of the Prairies, Quebec, and the East Coast.

On a year-over-year basis, the Home Price Index was down 2.1%. The national average home price came in at $678,331 in March 2025, a decrease of 3.7% from the same month in 2024.

“While the trend of falling monthly sales has been observed across Canada over the last few months, there are still many regions where sales are high, inventory is near record lows, and prices are rising,” said Valérie Paquin, Chair of CREA’s Board of Directors. “There are also parts of the country with historically low sales and the highest inventory levels in a decade or more.” 

CREA downgrades 2025 price forecast

Based on current sales and pricing trends, CREA adjusted its home price forecast for the upcoming year.

The national average home price is expected to decline by 0.3% for the year, landing at $687,898, approximately $30,000 less than what was forecast earlier in January.

British Columbia and Ontario are forecast to see minor price decreases, while price growth in other provinces has been revised down to the 3% to 5% range.

Looking ahead to 2026, national home sales are projected to increase by 2.9% to 496,487 units. Even with this gain, it would mark the fourth consecutive year with sales below the half-million mark. The average home price is expected to rise modestly by 1.2% in 2026, reaching $696,074.

While U.S. trade conflict and economic stability have dominated this election campaign, housing and health care are still high on the agenda

In just a few days, Canadians will head to the polls to vote in the 45th federal general election. Once again, housing has proven to be a top priority for voters.

According to a recent Royal LePage® survey, conducted by Burson,1 more than half (55%) of Canadian adults say that a party or candidate’s positioning on policies related to housing will influence their vote in the upcoming federal election; 39 per cent say it will not. When broken out by age, younger Canadians are more likely to be focused on housing. Seventy-two per cent of generation Z respondents (aged 18-28) and 59 per cent of millennials (aged 29-44) say that a party or candidate’s positioning on housing will have an impact on their vote, higher than those in generation X (50% of those aged 45-60) and baby boomers (48% of those aged 61-87). 

“While much of the discussion has been centered on navigating the rough waters of the U.S. trade conflict, housing affordability has re-emerged as a major priority this election cycle,” said Phil Soper, president and CEO, Royal LePage. “Initiatives that support young families and first-time buyers, especially in high-cost markets, have been proposed across the political spectrum, whether by easing the path for developers to build more homes or offering financial relief to buyers. But, tackling Canada’s chronic supply shortage will take more than short-term solutions. Despite recent market shifts – including lower interest rates and increased inventory – many young voters recognize that these changes alone are not enough. They are seeking real, lasting solutions that can turn the dream of home ownership into a reality.”

Housing ranks third among most important election priorities 

In an unprecedented era of international trade conflict and economic turmoil, Canadians are largely focusing their attention on the political party that can best guide the country through the uncertainty. However, housing is also top of mind for many voters.

When asked to identify the most important issues they want to see prioritized in the April 28th federal election, 86 per cent of respondents selected the economy and cost of living as one of their top five priorities; more than a third (36%) selected it as their most important priority. Other top priorities include health care (75%), housing (62%), government spending and taxes (56%), international trade (42%) and immigration (35%). Respondents selected and ranked their top five priorities. 

Overall, housing ranks as the third most important election priority among Canadian voters, after the economy and health care. Across the country, the same is true in most provinces, with the exception of the Prairies. In Alberta, Manitoba and Saskatchewan, housing ranks fourth, behind government spending and taxes. In Vancouver, the nation’s most expensive city, housing ranks as the second most important priority this election, above health care.

“More than ever, voters are looking for leadership that can offer stability, protect Canada’s economic interests, and steer the country through turbulent times. For young Canadians in particular, there is a clear demand for a leader who can support their goal of achieving home ownership,” said Soper. “The next federal government must follow through on its promises and act decisively to ensure that more housing gets built – quickly and at scale. Real progress will require bold, coordinated action and long-term planning from all levels of government.” 

Parties offer their solutions to the housing crisis 

With housing top of mind for many voters, party candidates have put forward platform policies to improve housing affordability, boost supply and cut red tape for new development. 

The Liberal Party says it plans to double the pace of residential construction over the next decade as part of its long-term strategy to address the housing crisis. They plan to  achieve this by providing low-cost financing options to developers focused on building affordable housing, encouraging the use of a prefabrication Housing Design Catalogue to speed up construction timelines and reduce costs, and eliminating the GST for first-time homebuyers on properties valued up to $1 million.

The Conservative Party wants to build 2.3 million homes over the next five years, which they plan to achieve by cutting development taxes and incentivizing municipalities to build more homes. A key part of their plan is to convert at least 15 per cent of federal buildings into residential units, repurposing underused government properties to ease housing shortages. The Conservatives also plan to defer the capital gains tax for individuals who reinvest profits into Canadian businesses, and eliminate the GST on all new rental housing and home sales priced up to $1.3 million.The New Democratic Party (NDP) aims to double Canada’s current rate of homebuilding with a focus on public investment. The party plans to offer first-time homebuyers long-term, low-interest, government-backed mortgages in an effort to lower the barrier to entry. Additionally, the NDP is calling for a ban on corporate purchases of affordable rental housing, arguing that such acquisitions often lead to rent increases and displacement, and instead wants to ensure housing remains accessible to low- and middle-income Canadians.

The Bloc Québécois supports the unconditional transfer of federal housing funds to the province of Quebec. The party wants to crack down on real estate flipping, offer direct federal financial assistance for first-time buyers’ down payments, eliminate the GST on certain professional services related to a home purchase, and support housing initiatives for students and seniors. The party is also calling for increased federal funding to address homelessness.

The Green Party says it will implement stricter regulations to prevent corporate exploitation of the housing market, such as stopping corporations from buying single-family homes and eliminating tax advantages for Real Estate Investment Trusts (REITs). The party also pledges to launch the largest public housing construction program since the 1970s, using Canadian materials and labour, and ensuring publicly-funded homes remain permanently affordable.

You can read about each major political party’s full election platform here: Liberal Party, Conservative Party, New Democratic Party, Bloc Québécois, Green Party. 

Canadians head to the polls on Monday, April 28th. To learn more about how and where to vote, visit elections.ca.

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